Will a Buyers’ Survey Look at My Roof?

Whether you’re buying or selling a property, the HomeBuyer Survey or HomeBuyer Report is something you’ll inevitably come across. It highlights the general condition of the property across several areas and reports on any potential issues.

The question is – will it cover the roof?

Lenders and your survey

Above all else, home surveys are an inspection for the lender to see if they’re happy to lend an agreed amount to fund the purchase of a property. Why? If they lend £200,000 for a property that’s worth £150,000 and the mortgage holder doesn’t keep up their payments, the lender will be out of pocket even after repossessing the property.

Naturally, the condition of the roof plays a big part in this. As the umbrella over the house, the roof needs to be in top condition to protect the rest of the building from the rain and other elements.

Roof surveys for sellers

A HomeBuyer Survey will have a section dedicated to your roof, which will outline any issues to potential buyers and their lenders. The bad news for sellers? That survey isn’t for you. Its contents are available to the buyer, their lender and their solicitors.

The survey, which is completed after a bid is accepted, could set back the sale of your property by weeks and even months. Buyers and their lenders will want recommended work to be completed before the sale goes through.

If you want to make sure your roof is in good condition before selling, a professional survey is the best option. That way, you can have any issues resolved before putting your property on the market. You’ll maximise the value of your home and ensure a quick, hassle-free sale

Roof surveys for buyers

While buyers have their basic survey giving an overview of the roof’s condition, this doesn’t paint the full picture. Lenders’ surveyors don’t typically know that much about roofing. They generally work from a textbook with a bit of inspection experience and will only look at the roof from ground level, or by peering into the roof space.

If you really want to know about the condition of a roof, the best course of action is a professional inspection. A reputable roofing contractor will perform a thorough inspection of the roof and produce a comprehensive report. That will include photos and explanations for any defect and their recommended repairs.

Always go professional

Whether you’re buying or selling a home, a professional inspection is always the best route to take. A reputable roofer will help you avoid delays and any unexpected costs further down the line.

With over 30 years’ experience, DPR Roofing provide professional roof surveys you can trust throughout Leeds and the surrounding areas. If you need a survey on your roof, or on a property you’re buying, we’re always on hand. Give our team a call on 0113 335 0043 for a quote.